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      January 19, 2018

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Best Car

Title Loans

  1. Loan Mart
  2. Auto Cash USA
  3. 1 800 Car Title
  4. Loan Auto Title

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Car Title Loans Better Business Bureau Reliability Seal

Best Car Title Loan Providers

Car title loans help millions of people to quickly access cash in times of need. In today's economy, not everyone is fortunate enough to have money in savings or a generous friend or relative from whom to borrow. When unexpected bills arise, such as an expensive car repair or visit to the emergency room, it can be challenging to find the funds to pay them. Car title loans use your vehicle's title as collateral for a short-term loan, while still allowing you full use of the car for all of your everyday needs. When you repay the loan, the title is returned to you, hassle-free.

Why do some people choose car title loans over other ways to borrow money? First, most car title loans are available to customers who don't have high credit scores. Also, the amount of an car title loan is based on the value of the vehicle, so some car owners can get more money than with other types of loans, if they have a car that's worth more.

Continue reading below reviews

2018

Car Title Loan Reviews

5 stars
Max Cash Title Loans

MAX CASH TITLE LOANSTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Max Cash Title Loans is a referral service that helps customers find car title loans with licensed lenders/brokers. They enjoy a solid reputation and the ability to deliver funds in as little as one business day. Max Cash can help borrowers in every state except New York, and they are our top pick for car title loans.
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Site

4 stars
Loan Mart

LOAN MART

LoanMart has a respectable "A" rating with the Better Business Bureau as an auto title lender, and a website that provides a good deal of information consumers should know when getting an car title loan. However, LoanMart currently only serves customers in the states of CA, AZ, NM, UT, MO, IL, AL, SD, and WI. Read More... Visit
Site

3 stars
Auto Cash USA

AUTO CASH USA

Auto Cash USA offers title loans through a network of licensed vendors throughout the United States and Puerto Rico. Their loan process is less convenient than others, requiring you to deliver documents and bring your vehicle to one of those vendors for inspection prior to approval. Their interest rates are also extremely high. But, an A+ rating with the Better Business Bureau makes Auto Cash USA worth considering.
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Site

2 stars
1 800 Car Title

1 800 CAR TITLE

In business since 2001, 1 800 Car Title has helped hundreds of thousands of customers to get fast cash through their car title loans. They are fully licensed or registered, and in good standing, in every state in which they lend. However, their C- rating with the Better Business Bureau, along with a hefty fine issued by the CFPB for illegal debt collection tactics, raise concerns with using their car title loan service. Read More... Visit
Site

1 star
Loan Auto Title

LOAN AUTO TITLE

Loan Auto Title has a visually appealing website and good information about auto titles. However, with no disclosure whatsoever regarding interest rates and questionable affiliations with other poorly-rated websites, we can't recommend that you use Loan Auto Title for your loan.
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Site

Continued from above

However, car title loans have some disadvantages that you should consider. The main caveat is that if you do not repay the loan, you will lose your car as the lender will effectively be the new owner. This can jeopardize your ability to get to work, school, or other important destinations. Equally disadvantageous are the high interest rates charged by most car title lenders. Obviously, car title loans are a last-resort way to borrow money, given the high fees and the risk of losing your vehicle.

Still, being able to get the cash you need to pay overdue bills or for other pressing needs is important. When evaluating different car title loans, make sure to keep in mind the following:

  • Loan Amount. How much money do you need? A variety of loan amounts are offered by different lenders, and most have a minimum amount that you'll need to borrow.
  • Service Fees and Interest Rates. Will you be charged anything for processing the loan? What are the interest rates typically charged by the lender?
  • Convenience. Is the application process 100% online, or will you need to fax in any required documents? How quickly will the funds be transferred to your account?

TopConsumerReviews.com has reviewed and ranked the best Car Title loans available today. We hope these reviews help you find the right title loan for your short-term financial needs!

Title pawns: Are they for you

A car title pawn is a short-term, high-rate loan that uses the clear title on your vehicle as collateral. It is a very expensive form of credit. These loans typically are for 15 or 30 days and have a triple-digit annual percentage rate - a much higher ...

Published:  Mon, 08 Jan 2018 18:30:00 GMT



Personal Loans vs. Car Loans

A car loan is a convenient finance solution because approval is often accorded on the spot. Cons You get the title to the car you have bought only after you make the final payment against the loan. Often, an upfront deposit is needed to secure a car loan.

Published:  Mon, 15 Jan 2018 07:51:00 GMT



Understanding the Concept of Title Loans

Banks are usually the first option when you need a loan, but they require extensive paperwork. This may not turn out to be an ideal choice when time is a critical factor. A car title loan may be the best choice in this situation. Well, if you are wondering ...

Published:  Tue, 09 Jan 2018 14:25:00 GMT



Overturning the CFPB's final payday loan rule by reopening rulemaking or CRA resolution

122) to override the CFPB's final payday/auto title/high-rate installment loan rule. The CRA is the vehicle used by Congress to overturn the CFPB's arbitration rule in a party-line vote. In a new blog post entitled "7 Reasons to Oppose the Federal ...

Published:  Thu, 18 Jan 2018 15:50:00 GMT



CFPB's Payday Loan, Auto Lending Rules in Jeopardy

As we have previously reported, the Bureau's final rule on payday, vehicle title and other so-called high-cost installment loans created new consumer protections for a wide variety of short-term loans and provided official staff interpretations of the rules.

Published:  Thu, 04 Jan 2018 20:53:00 GMT



'Government must look beyond vehicle ownership and find real solutions'

We get the ownership title on your RC transferred seamlessly ... trucks and commercial vehicles to new and used vehicles, auto loans, insurance and warranty. So, the entire automobile industry and ancillary services account for $180 billion annually ...

Published:  Wed, 17 Jan 2018 07:17:00 GMT



A car-buyer's glossary of terms

A loaned vehicle's title will be held by the lender (known as a lien) until the loan is paid off. Likewise, a leased vehicle's title will be held by the lessor until the lease is bought out. Selling a vehicle to a dealer as part of the negotiation on the ...

Published:  Fri, 12 Jan 2018 20:56:00 GMT



Car Buying Insider Tip: Even if you owe, you still can buy new

What happens to the loan on your trade-in How complicated is it to pay off Does the vehicle's title have to be brought to the dealership when shopping for a new car and negotiating the deal Well, it's easier than you can image to buy a new vehicle.

Published:  Tue, 09 Jan 2018 08:00:00 GMT



RocketLoans Personal Loan Review

Personal loans can be secured or unsecured. Secured loans require some form of collateral to qualify. For example, that could be a car title or cash held in a certificate of deposit. RocketLoans are unsecured, so no collateral is needed. So how do you ...

Published:  Fri, 12 Jan 2018 00:00:00 GMT



The nightmare of car-title loans

One in 5 borrowers of single-payment, car-title loans has their car or truck seized by the lender for failing to pay back their debt. More than 4 in 5 of these types of loans are renewed the day they come due because borrowers can't afford to repay them in ...

Published:  Fri, 20 May 2016 03:34:13 GMT



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